Financial Literacy
Budgeting often feels overwhelming—too many categories, too many rules, and not enough flexibility. That’s where the 50/30/20 Rule comes in. Popularized by Senator Elizabeth Warren, this simple framework helps you manage money without overcomplicating your life. It’s practical, adaptable, and perfect for anyone looking to
Modern Money Reads
When was the last time you asked yourself: How much of my life am I trading for this purchase? Most of us think of money as numbers on a screen or bills in a wallet. But Your Money or Your Life by Vicki Robin and Joe Dominguez reframes money as
Financial Literacy
The Simple Formula That Shows What Your Monthly Spending Really Costs Most people only think about expenses monthly. Financially educated people think in years - even decades. That's why the Rule of 752 is one of the most important mindset tools you can learn. It reveals how a
Modern Money Reads
Most people believe financial transformation happens through big wins - a higher-paying job, a new business, a powerful investment strategy, but that's not how real wealth is built Real wealth is created in the small, repeatable choices you make every single week. And there's one simple
Weekly Insights
The IRS officially increased retirement contribution limits for 2025, and this change quietly creates one of the biggest opportunities for long-term wealth building New 2025 Contribution Limits 401(k): Now $23,000 IRA/Roth IRA: Now $7,500 Catch-Up (Age 50+): $8,500 This means you can shelter more money
Modern Money Reads
Most people wait for the “big moment” to change their finances — a promotion, a bonus, a tax return, an investment windfall, but real wealth isn’t built in big moments. It’s built in the tiny, almost invisible decisions you make every single day. That’s the entire message behind
Weekly Insights
America just hit a new milestone — and not a good one. This week, the Federal Reserve released new data showing that U.S. household debt has climbed to the highest level in history, driven by rising credit card balances, auto loans, and student debt. But the most alarming part? Credit
Financial Literacy
Most people think wealth is about knowledge. But The Psychology of Money by Morgan Housel teaches that success with money has less to do with what you know — and everything to do with how you behave. Let’s break it down. Lesson 1: No One’s Crazy Everyone’s financial
Modern Money Reads
The Psychology of Money: Why Behavior Beats Math Morgan Housel’s The Psychology of Money proves that wealth isn’t just about spreadsheets or salary — it’s about how you think and act when money is involved. Lesson 1: Your Relationship With Money Shapes Your Results Everyone grew up watching
Weekly Insights
Student loan payments have officially restarted — here’s why millions are already falling behind, and how you can protect your financial future. This Week’s Big Story: Student Loan Payments Restarted — and Americans Are Struggling Fast For the first time in nearly three years, federal student loan payments are back.
Modern Money Reads
The Richest Man in Babylon by George S. Clason is more than a book — it’s a manual for financial independence disguised as ancient storytelling. Through parables set in the city of Babylon, it teaches that the rules of wealth are simple, unchanging, and available to anyone disciplined enough to
Weekly Insights
The new IRS rules could catch millions off guard this tax season — here’s how to protect your money before it’s too late. What Happened This Week The IRS quietly rolled out an update that could hit freelancers, resellers, and anyone with a side hustle: Starting this tax season,